Which of the following acts was passed first?

The Fair Credit Reporting Act (FCRA) was the first among the listed acts, enacted in 1970. This legislation was designed to promote the accuracy, fairness, and privacy of information in the files of consumer reporting agencies. It established the groundwork for how consumer information can be collected, used, and shared, setting standards that protect consumers' interests regarding credit reporting.

The other acts listed were passed later. The Debt Collection Practices Act came into existence in 1977, aiming to eliminate abusive practices in the debt collection industry. The Right to Financial Privacy Act was enacted in 1978, which protects the privacy of personal financial records from government authorities. Finally, the Graham-Leach-Bliley Act, which was passed in 1999, aimed to enhance consumer protections and privacy for financial information.

Understanding the timeline of these acts helps clarify their significance and purpose in relation to consumer rights and protections in financial contexts.